Commercial Mortgage

A commercial mortgage can help you achieve your business goals by providing the capital you need to start a business or restructure your existing business.  In either case, you will have to use your business as collateral.  The lender will require an assessment of the financial status or financial plan and credit history or creditworthiness of the business in question.  If you are interested in a commercial mortgage, you should contact one of our commercial mortgage professionals to review your options and make an informed decision about your commercial mortgage.

The most common reasons for commercial loans are the purchase commercial property, to obtain commercial land, to expand an existing business or the refinancing of existing debt.  Typically, commercial loans are calculated based on the characteristics of the business or property to be mortgaged rather than the creditworthiness of the borrower.  It helps to have the business or property in question owned by a single benefit body created for the purpose of ownership, like a LLC or corporation.  This offers the lender an extra protection against default in case of bankruptcy, the lender can still foreclose on the property.  

There are different types of loans just as there are different types of businesses.  Small commercial loans usually consist of loans under $3 million.  Medium size commercial loans typically range from $3 million to $10 million.  Large commercial loans generally range from $10 million to $100 million.  Our commercial mortgage experts can help you find the financing that is best suited for your business model.

• Single Tenant Investment Property Mortgage Loans
• Owner-occupied and Small Business Real Estate Loans
• Apartment Loans and Apartment Financing
• Commercial Property Mortgage Loans (Retail, Office, Industrial, etc.)
• Commercial Construction Loans
• Commercial Property Bridge Loans
• Loan to value (LTV)
• Minimum Debt Service Coverage Ratio

One of our commercial mortgage professionals can help you find the mortgage loan that is right for you and your business.  No matter the nature of you, business we can help find financing that will help you establish or reorganize your business to meet it fullest potential.

• Storage & self-storage facilities
• Multifamily complexes
• Hotel & hospitality businesses
• Office buildings
• Industrial parks & warehouses
• Retail property
• Healthcare Facilities